Measures to Better Maintain Your Home
During the last several years, many consumers have faced escalating homeowners' insurance premiums. In some cases, consumers have even experienced difficulty in obtaining homeowners insurance - particularly those with several claims. However, there are a number of preventative measures that consumers do can to lessen the possibility of future losses. These measures can result in more readily available insurance and more affordable premiums in the future.
The following measures offer ways of saving premium dollars and reducing losses on your homeowners' policy.
- Replace washing machine hoses when they show signs of deterioration. Consider replacing them with stainless steel hoses. Some insurance agencies provide discounts for such hoses. The hoses should also not rub against the wall. And finally, turn off the washing machine water faucet when the appliance is not in use to prevent leaks.
- Maintain your roof in optimal condition. A quality roof inspection on a periodic basis can identify sections that need repairs and thus prevent water losses. Roofing materials containing high wind resistance features should be considered in windstorm-prone areas.
- If you experience a water leak, make sure it is properly repaired and promptly remediated. This may include the removal and replacement of building material such as sheetrock. For larger water leaks, we recommend contacting a professional who specializes in remediation. These measures will reduce the possibility of hazardous and expensive mold losses in the future.
